Released on: January 23, 2008, 9:08 am

Press Release Author: SteveArms

Industry: Financial

Press Release Summary: Option ARMs loan program including Hybrid Option Arm & Pay
Option Arm Loans tied to COSI index, CODI index, MTA index, COFI index & LIBOR
Index.

Press Release Body: Option Adjustable Rate Mortgage (Option ARM) loan program is a
part of real estate mortgage financing with minimum payment. There are large
selection of option arm loans offering at low monthly payment and interest rates as
well as 100% CLTV financing. These loans have minor different characteristics such
as rates, terms and underwriting guidelines. Option ARM loans interest rate are
directly tied to one of the following indexes, COSI index, COFI index, CODI index,
MTA index or LIBOR index. It helps in approving loans at difficult situation and to
obtain financial goals.

Option ARM Loan Program

Some of the best option arm loan program is available at low payment for about 10
years on current rates. Best loan is tied to COSI index which converts to fixed rate
loan, it moves slowly and the rate is coming down as lenders lower what they pay
savings account depositor. The index is dampened and adjusts once a month. It
follows the rates up and down with slight monthly adjustments. Advance fees or costs
will not be collected until the loan is approved. Standard loan program goes up to
80% LTV on second homes and investment property with full income documentation.

Buy Home at Better Discount

Option ARM loans offers to buy home at good discount value with 95% maximum LTV for
full income documentation and 75% for stated income up to $1,000,000. Once
submitting loan file to the investor, you will receive loan at locked rate.

If you\'d like more information about option arm loan offers, please visit
http://www.optionarmsdirect.com/

Web Site: http://www.optionarmsdirect.com/

Contact Details: Alicia Parkway #201
Laguna Niguel,
California
92677